Terms of Service

By accessing or using this website, you agree to the following Terms of Service ("Terms"). Please read them carefully. If you do not agree with any part of these Terms, do not use this website.

1. Scope of Services

DMack Insurance ("Company," "we," "us," or "our") provides insurance information and services related to:

• Health insurance (including ACA marketplace plans and short-term medical plans)

• Medicare-related products (Advantage, Supplements, Part D)

• Life insurance (term, whole, universal, final expense)

• Insurance education, quotes, and personalized consultations

All services are intended for residents of the United States, specifically those located in Kentucky and Ohio. Services may be offered through licensed agents and may vary depending on your state of residence and other eligibility factors.

2. User Responsibilities and Acceptable Use

By using our website, you agree to:

• Provide accurate and truthful information when requesting quotes or consultations

• Use the website for lawful purposes only

• Not interfere with or disrupt the security or functionality of the website

• Not reproduce, distribute, or exploit any part of the website for commercial purposes without written consent

3. Disclaimers

• Coverage Eligibility: All insurance product descriptions and quotes provided on this website are for informational purposes only and do not constitute a binding offer or guarantee of coverage. Final eligibility, pricing, and terms are determined by the issuing insurance company.

• Accuracy of Information: While we strive to provide current and accurate content, DMack Insurance does not warrant that all information is error-free, complete, or up to date.

• Third-Party Links: This website may contain links to third-party websites for your convenience. DMack Insurance does not endorse and is not responsible for the content, policies, or practices of any third-party sites.

4. Intellectual Property Rights

All content on this website—including text, graphics, logos, images, and layout—is the property of DMack Insurance or its content providers and is protected by U.S. and international copyright, trademark, and intellectual property laws. Unauthorized use of our content is strictly prohibited.

5. Limitation of Liability

To the fullest extent permitted by law, DMack Insurance shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the website or reliance on any information provided herein. This includes, but is not limited to, damages for loss of profits, data, or other intangibles.

6. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict of laws provisions. Any disputes arising from or relating to the use of this website shall be resolved in the appropriate courts located in Kentucky.

7. Changes to These Terms

DMack Insurance reserves the right to update or modify these Terms at any time without prior notice. We encourage users to review this page periodically. Continued use of the site following the posting of changes constitutes your acceptance of those changes.

8. Contact Information

If you have any questions or concerns about these Terms of Service, please contact us at:

DMack Insurance
Email: [email protected]
Website: www.dmackinsurance.com